Earnshaw
Consultants Limited
Stanway
Buildings
1 Ashfield Road
Sale
Cheshire
M33 7DY
Tel: 0161 969 6333
Fax: 0161 969 7333
info@earnshawconsultants.co.uk
Earnshaw Consultants Limited
How We Are Paid
We would always suggest a preliminary meeting to establish your own financial objectives and requirements, and this would be on a no cost, no obligation basis. After the initial free consultation we will agree with you whether you pay us a fee or retainer, or whether we are paid commission. We will always tell you about any commission we earn and it will be taken into account in working out our fee.
A product provider pays commission to us when any business is transacted with them. This commission is included within the provider’s normal product charges, so there is nothing you need to pay us in addition. The amount of commission is based on a percentage of the premiums payable or sums invested.
Fees will usually be based on time spent and evaluated at a rate per hour calculated to recover our costs. Fees attract an additional VAT charge whereas commissions, under current legislation, do not.
We also offer an annual retainer service, where we would charge a monthly amount which would be payable by Standing Order.
Whether we take our remuneration by way of commission or fees will be a matter of discussion and agreement and no charges for fees will be made without prior notification in writing.
